Map of Metro Vancouver highlighting SSMUH active municipalities
Gentle Density

BC SSMUH Status: July 2026 Municipal Compliance Update

David Babakaiff
David Babakaiff Co-Founder, VanPlex | 25+ Years BC Construction
8 min read

The Bill 25 compliance deadline passed June 30, 2026. Most Metro Vancouver municipalities are fully compliant. District of North Vancouver is under provincial oversight after refusing Bill 25 in April 2026. This is the current city-by-city status, permit timelines, and what post-deadline enforcement means for developers and homeowners.

Key takeaway

City-by-city analysis of SSMUH implementation in 2026 including timelines, permitting expectations, financing notes, and strategic plays for multiplex developers.

SSMUH timelinesmunicipal adoptionpermitting expectationsfinancing notesVanPlex projects
ssmuh gentle-density bill-44 bc-housing multiplex

July 2026 — Bill 25 Compliance Deadline Has Passed

The June 30, 2026 deadline has passed. Most Metro Vancouver municipalities met it. The notable exception remains the District of North Vancouver, which formally refused Bill 25 enforcement in April 2026 and is now under active provincial oversight — the Province can impose minimum site standards by regulation, overriding local bylaws. All other major Metro Vancouver cities are operating normally. See the updated municipal scorecard below.

Quick takeaway: Mid-2026 is where SSMUH crossed from early adopter to mainstream. The June 30, 2026 Bill 25 deadline has now passed. Vancouver and Burnaby have proven the model, Surrey is processing volume, Tri-Cities and Fraser Valley municipalities are operational, and only District of North Vancouver remains outside compliance — under active provincial oversight. Here is what that means for permits today.

What is SSMUH and why it matters in 2026

Small-Scale Multi-Unit Housing (SSMUH) is British Columbia’s answer to the mismatch between single-family zoning and housing demand. After Bill 44 passed, every municipality with more than 5,000 residents must legalize 3–6 primary dwelling units on lots that previously allowed only one detached home. For a deeper look at how this framework works, see our SSMUH guide.

2025 was about early execution. 2026 is about scaling—and the cities with streamlined processes are capturing capital, trades, and development momentum.

Municipal scorecard (June 2026 — updated)

CityStatusBill 25 CompliantPermit TimelineKey Notes
VancouverActive (R1-1)✓ Yes — pre-existingDP 8–10 mo / BP 3–5 moNet Zero bonus, 6 units strata, 8 units rental
BurnabyActive (R1 SSMUH)✓ YesDP 6–8 mo / BP 4–5 moNo FSR cap, FTNA parking relief, fee-simple rowhouses
SurreyActive (city-wide rezoning)✓ YesDP 6–9 mo / BP 4–6 moServicing reviews critical; SkyTrain alignment key
City of North VancouverActive (RS-1 adopted Dec 2025)✓ YesDP 8–12 wks / build 14–18 mo4,900 lots; 6-unit corridor St. Andrews–Mahon
District of North VancouverIn review✗ Refused Bill 25 (Apr 2026)N/A — under provincial oversightProvince may impose minimum standards
CoquitlamActive✓ YesDP 7–10 mo / BP 4–5 moEvergreen Line overlays, 22,131 eligible lots
Port CoquitlamActive✓ YesDP 6–8 mo / BP 4–5 moCorridor nodes & servicing finalized
Maple RidgeActive✓ YesDP 7–9 mo / BP 4–6 moRural servicing, stormwater upgrades complete
Langley (City & Township)Active✓ YesDP 7–9 mo / BP 4–5 moJoint policy alignment, transit-oriented nodes
New WestminsterActive✓ YesDP 6–8 mo / BP 3–4 moHeritage overlays, multiplex near SkyTrain
RichmondActive (RSM zoning)✓ YesDP 6–9 mo / BP 4–5 mo25,895 eligible lots in RSM zone
Fraser Valley (Abbotsford, Chilliwack, Mission)Active✓ YesDP 6–9 mo / BP 4–6 moALR proximity, hillside soils, infrastructure
Sea-to-Sky (Squamish, Whistler, Pemberton)Emerging pilotsPartialCase-by-caseServicing capacity, worker housing priority

Timeline tracker for 2026

  1. Q1 2026

    • All remaining Metro Vancouver municipalities now accepting SSMUH applications
    • Fraser Valley intake fully operational
    • VanPlex scaling multiplex delivery across 6+ municipalities
  2. Q2 2026

    • Expected permit fast-track expansion in Surrey and Burnaby
    • Province releases updated SSMUH financing guidance
    • Sea-to-Sky municipalities finalize worker housing priority lanes
  3. Q3 2026

    • First wave of 2026 SSMUH completions expected across Metro Vancouver
    • Resale market data for stratified multiplex units becomes meaningful
    • VanPlex targets 20+ active SSMUH projects in delivery
  4. Q4 2026

    • Annual SSMUH permit volume data released by municipalities
    • 2027 policy refinements based on market feedback
    • Financing products mature with track record data

Permitting intelligence by city

Vancouver: R1-1 is the SSMUH proof point

Vancouver’s R1-1 zone is the furthest along of any Metro city — with the most active permit queue and the clearest design standards for six-unit builds. VanPlex maintains a weekly playbook of R1-1 permit bulletins. Expect 12–18 month timelines when you include design coordination, Net Zero modelling, and finance approvals. We are scaling multi-generational sixplexes on 33’ and 50’ lots with stratified sale and retained rentals.

Burnaby: R1 SSMUH attracts fee-simple builders

Burnaby’s R1 SSMUH zone removed FSR caps, which shifts the focus to building envelope management. The biggest unlocks:

  • 6 units near Frequent Transit Network stops
  • Fee-simple rowhomes without rear lanes
  • Stratified multiplexes where secondary suites still count toward the total

Surrey: Servicing and parking determine speed

Surrey’s staff are scrutinizing off-site servicing and parking design. Facilitate approvals by:

  • Providing early civil and electrical load letters
  • Coordinating arborist and geotech reporting before intake
  • Leveraging FTN area exemptions to limit parking stalls

Tri-Cities and Fraser Valley: Now accepting applications

Port Coquitlam, Maple Ridge, and Fraser Valley municipalities are now fully operational for SSMUH intake. VanPlex is executing lot-specific feasibility packs and permit submissions across these newly active markets.

Financing signals

Lenders are catching up with SSMUH. Credit unions are underwriting 70–75% LTC for experienced builders, while private lenders bridge pre-sales. Key underwriting proof points:

  • Builder track record in multiplex/gentle density
  • Documented demand (waitlists, community interest)
  • Detailed pro forma with realistic absorption timelines
  • Energy model + Net Zero approaches (where applicable)

VanPlex’s finance desk packages these deliverables and pairs them with construction schedules and draw calendars.

How VanPlex is executing SSMUH in 2026

We run an address-first program: feasibility, design coordination, permit shepherding, financing, and construction delivery. For each city we provide:

  • Feasibility Pack: Unit mix options, servicing constraints, preliminary budgets
  • Consultant Matrix: Who needs to be engaged and when, plus SSMUH-specific scopes
  • Permit Tracker: Intake checklist, city timelines, reviewer notes
  • Capital Plan: Lender-ready pro forma, draw schedule, sales vs. rental decision tree

Our goal is simple: deliver multiplexes and gentle density forms that stabilize neighbourhoods while unlocking owner and investor returns.

Next steps for homeowners & investors

  1. Check your address: Run the VanPlex lookup tool to confirm eligibility and unit capacity.
  2. Request your SSMUH feasibility pack: We deliver a tailored analysis with timeline, budget, and recommended delivery model.
  3. Book a planning session: Align financing, design, and construction execution so you are ready the moment bylaws permit intake.

Ready to unlock your lot? Start with the property lookup or contact our team for a dedicated SSMUH strategy call.

Free 12-page guide for Vancouver-area homeowners. Build, sell, hold, or partner — side-by-side comparison of the numbers, timeline, and risk on each path.

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David Babakaiff

David Babakaiff

Co-Founder, VanPlex | 25+ Years BC Construction

Building tools that help Vancouver homeowners unlock the multiplex opportunity. PlexRank has analyzed 100,000+ GVRD properties.

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